If you’ve looked at buying a new phone lately, you’ve probably noticed how expensive they’ve become.
It's common to see phone prices over $1,500, which can make upgrading feel like a big decision.
At One NZ, we see a lot of people asking this same question:

The right answer isn’t just about finding a cheaper phone deal. It's changing how you approach buying a new phone.

Most people tend to buy a new phone every few years. And each time, it might feel like starting from scratch, choosing your new phone and then figuring out how to pay that cost once again.
It's the cycle that can make a new phone feel expensive.
And the truth is that people don't want "cheap", everyone wants great value.

So what if you didn’t have to start from zero every time?
At One NZ, we’ve introduced Phone Dollars - it's a way to earn on eligible plans. Phone Dollars that you can use towards buying your next interest-free phone.
You'll stay on your pay monthly plan as normal, and over time you'll build up Phone Dollars.
When you're ready to upgrade to that new phone, you can use your Phone Dollars to reduce the cost of your brand new phone on interest-free.

When you apply Phone Dollars to your next interest-free phone, the amount you need to pay goes down.

That could mean:

• Less upfront cost.
• Smaller repayments.
• Or the ability to choose a better phone for the same budget.

If you're trying to get the best phone for the lowest price, then don't wait for a sale.
Real every day value comes from reducing what you pay before you upgrade your phone.
That’s exactly what Phone Dollars are designed to do - helping you build value over time, so your next interest-free phone costs less when you’re ready for it.
And a phone Trade-in can lower your up-front cost even more.

How to start earning Phone Dollars
If you’re already with One NZ - or thinking about joining, then you can start earning Phone Dollars with an eligible plan and put them towards your next phone.
Learn more about Phone Dollars at One NZ at www.whatsinmywallet.co.nz and see how close you are to your next interest-free upgrade.

Phone Dollars can be redeemed in-store with an eligible One NZ Pay Monthly plan. Balance can be used towards a new phone purchase with a minimum value of $199, on a 24- or 36-month interest-free term. Min. $99 deposit required and min. $1 monthly interest-free repayment over term. Max balance $4,999 Phone Dollars. Balance savings evenly spread over the agreed interest-free term. Balance of phone cost must be repaid if you exit, transfer or trade-down your plan before the interest-free term expires. Redeeming is available to the account holder of the service and is subject to a credit check.
Eligibility criteria and terms apply, see One Wallet Terms.